Buying a flat
Do I need a survey when buying a flat?
Flats are smaller, but their condition depends on parts you don't own. Here's why a survey still matters, and which one to choose.
It is a common assumption that flats, being smaller and often newer, do not need a survey. In most cases they do. Here is why a survey matters when you are buying a flat, and which type tends to suit.
Why a flat still needs a survey
A flat is part of a larger building, and its condition depends on parts you do not individually own, such as the roof, the structure, the external walls and common areas. Problems with any of these can affect your flat and your future service charges, even if your own rooms look immaculate. A survey assesses the flat in the context of the building it sits in, which is exactly the information a purely cosmetic viewing cannot give you.
Which survey for a flat?
For a conventional flat in a modern block in good condition, a Level 2 HomeBuyer survey is often sufficient. For a flat in an older or converted building, a period conversion, or anything altered or unusual, a Level 3 Building Survey is the better choice, because it examines construction and defects in the detail those buildings warrant. If you are unsure, we will advise honestly before you spend anything.
Leasehold matters your surveyor will flag
Most flats are leasehold, which brings considerations a freehold house does not. While the legal detail is for your solicitor, a survey and your wider due diligence should bring into view the condition of shared structure and services, evidence of how well the building is maintained, and signs of works that may lead to significant future service charges. The physical condition of the communal areas often tells you a great deal about how well the building is managed.
The parts you share but rely on
Roof coverings, communal guttering, external walls, window frames and entrance areas are all things you depend on but may share responsibility for. A surveyor will comment on their visible condition, because a major repair to shared structure can translate into a substantial bill for every leaseholder through the service charge.
What about a new-build flat?
Even a brand-new flat benefits from a check. New builds can carry defects from rushed construction, and a snagging inspection before completion identifies issues for the developer to put right under warranty. For new builds, this is usually more relevant than a traditional condition survey.
Talk it through with a chartered surveyor.
Tell us about your property and we'll advise on the right survey honestly, then turn your report around fast.